Privacy Policy
At 14 Days to Close, we respect and protect your privacy. This Privacy Policy explains how we collect, use, share, and protect your personal information. We do not process mortgage applications directly; instead, we facilitate loan processing through our third-party mortgage partner, Paramount Residential Mortgage Group, Inc.
By using our website and services, you consent to the terms outlined in this Privacy Policy. If you do not agree with any part of this policy, please discontinue use of our services.
Information We Collect
We collect personal, financial, and digital information necessary to facilitate mortgage-related services, enhance user experience, and ensure compliance with applicable laws.
Information You Provide
When applying for a mortgage, pre-qualifying, or interacting with our platform, you may provide personal details such as your name, phone number, email, Social Security number, income, assets, employment details, and credit history. This information is collected to assist Paramount Residential Mortgage Group, Inc. in processing your mortgage application.
Information Collected Automatically
Our website collects certain data automatically, including IP addresses, browser type, pages visited, and interaction patterns. We use cookies and other tracking technologies to enhance functionality and improve the user experience. Some of this data may be processed using AI tools that analyze site interactions to optimize performance.
Third-Party Data Sources
We receive financial and credit history data from credit bureaus and consumer reporting agencies to assist in mortgage pre-qualification. Paramount Residential Mortgage Group, Inc. processes all mortgage applications, underwriting, and loan approvals, and their privacy policy governs the handling of financial data in those transactions.
Educational Content Disclaimer
The information provided on our website, including blogs, articles, and other written materials, is for educational and informational purposes only. It should not be considered financial, legal, or tax advice. Mortgage regulations, tax laws, and financial rules vary by jurisdiction and change frequently. You should always consult with a licensed mortgage professional, attorney, or tax advisor before making any financial decisions.
Additionally, any media, images, or external links included in our blogs or articles are for illustrative purposes only and do not constitute an endorsement, partnership, or official recommendation of any third-party service, product, or entity. 14 Days to Close is not responsible for the accuracy, reliability, or content of third-party sources referenced in our materials.
Any mortgage calculators or financial tools provided on our website are for estimation purposes only. These calculators use general assumptions and do not guarantee loan approval, interest rates, monthly payments, or any other financial outcome. Actual mortgage terms will depend on various factors, including lender evaluation, credit history, and financial status. Always consult a licensed mortgage professional to review your specific situation.
AI-Generated Content Disclaimer
Our website may use artificial intelligence (AI) tools to generate content, including text, images, and other media. AI-generated content is intended to enhance user experience and provide educational information but should not be considered authoritative or error-free.
Additionally, AI-generated content may be inspired by publicly available information, concepts, or styles from various sources, but 14 Days to Close is not responsible for the original creators, authors, or entities from which the AI may have drawn inspiration. Any resemblance to existing works is purely coincidental and does not imply endorsement, affiliation, or attribution to any specific individual or organization.
We make every effort to ensure that AI-generated materials are accurate and relevant, but users should independently verify any information before relying on it for financial or legal decisions. If you have concerns about any content, please contact us at privacy@14daystoclose.com.
How We Use Your Information
We use collected information to facilitate mortgage applications, improve our website and customer experience, and ensure compliance with legal and regulatory requirements. Data may also be analyzed through AI tools to enhance service delivery, identify trends, and provide tailored mortgage solutions. AI-generated content, including text and images, may be used throughout our website to educate and inform users about mortgage products and home financing.
How We Share Your Information
We do not sell or rent your personal information. Your data is shared only as necessary to provide mortgage services and comply with legal requirements. Paramount Residential Mortgage Group, Inc., as our lending partner, receives your mortgage application data for processing. Information may also be shared with trusted third parties or affiliated parties that assist in home buying, compliance, fraud prevention, or regulatory reporting. In cases where AI tools process user interactions, data is used strictly for internal analysis and service improvement.
Your Rights and Opting Out
You have the right to access, update, or request deletion of your personal information, subject to legal and regulatory obligations. If you wish to opt out of marketing communications, including SMS messaging, you may do so by texting STOP and/or contacting us at privacy@14daystoclose.com or by reaching out to your loan officer directly.
Security Measures
We implement strict security measures, including encryption, secure servers, and procedural safeguards, to protect personal and financial data. While we take every precaution to secure information, no system is entirely immune to risks. By using our services, you acknowledge that data transmission over the internet carries inherent security risks.
Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in laws, regulations, or business practices. Any updates will be posted on this page, and continued use of our services constitutes acceptance of the revised policy.
For any questions regarding this Privacy Policy, please contact us at privacy@14daystoclose.com.
Last Updated: March 11, 2025