Lightning Fast Closings

We Target 14 Days. We've Done It in 5.

The industry average closing takes 30 to 45 days. We've built our entire process around beating that. When the buyer is ready and the file is clean, we get to the closing table faster than most lenders think is possible.

14
Day closing target on every file
5
Days, fastest documented close
30-45
Day industry average we're built to beat
Top 1%
Originator nationally since 2016

What Fast Actually Means, and What It Doesn't

We want to be clear about this. The 14-day target is our process goal on every file. It's not a guarantee, and it's not a claim that every loan closes in 14 days automatically. Jordan has closed loans in as few as 5 days. Most clients close well ahead of the industry average. But the timeline on any specific loan depends on factors that extend beyond the lender alone, including the appraisal, title, the seller's timeline, and how quickly the buyer provides documentation.

What we can control is how fast we move. And we move faster than almost anyone else in the business. Here's what that actually looks like in practice.

Individual results may vary. Closing timelines depend on factors including appraisal, title, inspection, and borrower circumstances. 14 Days To Close does not guarantee a specific closing date.

Why the Industry Takes 35+ Days and We Don't

The industry average exists because most lenders weren't built around speed. They were built around compliance, volume, and risk management. Those are important things. But they don't have to take 45 days.

Delays happen at the same points in almost every file: an incomplete pre-approval that required re-review, a document request that came in piecemeal, an appraisal ordered three days late, conditions that sat unanswered for a week. At 14 Days To Close, we've addressed each of these systematically. The result is a process that compresses what typically takes a month into two weeks.

How We Hit the 14-Day Target

Every step of our process is designed to eliminate the waiting. Here's how each phase runs faster in our hands.

01
DU Pre-Approval Before You Shop
We run your file through Fannie Mae's Desktop Underwriter before you're under contract. When your offer is accepted, we already have an underwriting decision. We're not starting from scratch, we're completing a file that's already in motion.
Days 1-2
02
Complete Doc Collection in 24 Hours
We send one complete document list. We set a clear 24-hour expectation. We follow up. We don't trickle requests over a week. When your offer is accepted, we already have what we need.
Days 1-3
03
Appraisal and Title Ordered Immediately
Most lenders wait a few days to order the appraisal and title. We order them the same day the contract comes in. Those items run in parallel with the rest of the file, not after.
Days 1-8
04
Complete File to Underwriting
We submit complete files. An underwriter getting a complete file gives a decision in one pass. An underwriter getting a partial file returns it with conditions, and every round-trip adds days. We do this once.
Days 4-10

A Fast Close Isn't Just Convenient. It Wins Deals.

Sellers with multiple offers choose the buyer who can close. A 14-day timeline signals that your file is clean, your lender is sharp, and the deal won't fall apart. That's worth more than a slightly higher offer with a 45-day close.

What Buyers Do to Make It Possible

Speed is a two-way effort. Here's what buyers who close fast all have in common.

They get pre-approved before they start looking. Not after they find a house. Before. A DU-backed pre-approval means we're not scrambling the moment your offer is accepted.
Their documents are organized and complete. Pay stubs, W-2s, bank statements, tax returns, ID. They don't have to track things down because they've already gathered them.
They respond the same day to any request. When the lender needs something, it's back in their hands within hours. Not three days.
Their financial situation is stable. No new credit accounts, no large purchases, no job changes during the process. Anything that changes after pre-approval triggers a re-review.
They have funds for closing ready and traceable. Down payment and closing costs are in a verified account. No large unexplained deposits, no cash sitting outside of a bank account.
They picked the right lender from the start. Switching lenders mid-process adds 1 to 2 weeks. The fastest closings start with a lender who runs fast processes before the contract is even signed.

A Fast Close Changes What Your Offer Is Worth

In a competitive Florida market, closing speed is a negotiating tool. Here's how buyers use it.

Win Multiple-Offer Situations
When a seller is looking at three similar offers, the one with a 14-day close is often the one they choose. It's lower risk. It's faster cash in their hands. It's a done deal. We've watched 14-day offers beat higher-priced offers with 40-day closes.
Ask for More Concessions
Sellers who value speed will sometimes trade closing cost credits or price reductions in exchange for a faster timeline. When your lender can back up a fast close with a real DU approval, that's leverage in the negotiation room.
Lock in Your Rate With Confidence
Rate locks cost more the longer they run. A buyer targeting a 14-day close can take a shorter rate lock window, which often means a slightly better rate. Buyers expecting a 45-day close are paying for a longer lock whether they need it or not.
Reduce Risk of Deal Collapse
Every extra week a deal is open is another week for something to go wrong. Market conditions shift. Sellers get cold feet. Inspections reveal something unexpected. A fast close shortens the window of exposure for everyone involved.
Build Your Real Estate Agent's Trust
Buyer's agents want to work with buyers who close. When your lender has a track record of fast closes and your pre-approval is backed by DU, your agent can present you with confidence. That relationship matters in markets where pocket listings and early access exist.
Move In Faster
This one doesn't need a complicated explanation. If you want to be in your new home two weeks after your offer is accepted instead of six weeks, you need a lender with a process built around that target. That's what 14 Days To Close was built for.

Real Closings. Real Timelines.

"We were told by two other lenders it would take at least 35 days. Jordan got us to closing in 12. The seller's agent actually called our realtor to say how impressed they were. That's never happened to us before."

Tampa Bay homebuyer · FHA purchase

"As a VA buyer I was nervous about the process. Jordan walked me through every step, answered texts same-day, and closed our loan in 11 days. My realtor said she's never seen it done that fast with a VA loan."

Florida veteran · VA purchase

"Our realtor recommended 14 Days To Close because we were in a competitive offer situation. Knowing we could close fast made our offer stronger. We got the house and closed in 9 days."

St. Petersburg homebuyer · Conventional purchase

"I'm self-employed, so I expected the process to be difficult. Jordan knew exactly what documentation I needed from day one. We closed in 13 days and I never had to follow up on anything."

Tampa business owner · Conventional purchase

Every Loan Type on the Same Fast Timeline

FHA, VA, USDA, Conventional, Jumbo, DSCR: we handle all of them. Most lenders tell VA and FHA buyers to expect a longer process. We don't. We've closed VA loans in 11 days. FHA loans in under two weeks. The loan type doesn't determine the timeline. The process does.

To understand the full approval process behind a fast close, see our guide to the mortgage approval process. If you're ready to get started, getting pre-approved is the first step and the most important one.

Start My Pre-Approval Call Now
Individual results may vary. Closing timelines depend on factors including appraisal, title, inspection, and borrower circumstances. 14 Days To Close does not guarantee a specific closing date. Jordan has closed loans in as few as 5 days. Most clients close well ahead of the industry average. Past performance on individual files is not a guarantee of future results.

Your Closing Date Is Closer Than You Think

Start with a pre-approval. We'll show you exactly where your file stands and how fast we can move it to the closing table.

Jordan Vreeland, Licensed Mortgage Broker