The industry average closing takes 30 to 45 days. We've built our entire process around beating that. When the buyer is ready and the file is clean, we get to the closing table faster than most lenders think is possible.
We want to be clear about this. The 14-day target is our process goal on every file. It's not a guarantee, and it's not a claim that every loan closes in 14 days automatically. Jordan has closed loans in as few as 5 days. Most clients close well ahead of the industry average. But the timeline on any specific loan depends on factors that extend beyond the lender alone, including the appraisal, title, the seller's timeline, and how quickly the buyer provides documentation.
What we can control is how fast we move. And we move faster than almost anyone else in the business. Here's what that actually looks like in practice.
The industry average exists because most lenders weren't built around speed. They were built around compliance, volume, and risk management. Those are important things. But they don't have to take 45 days.
Delays happen at the same points in almost every file: an incomplete pre-approval that required re-review, a document request that came in piecemeal, an appraisal ordered three days late, conditions that sat unanswered for a week. At 14 Days To Close, we've addressed each of these systematically. The result is a process that compresses what typically takes a month into two weeks.
Every step of our process is designed to eliminate the waiting. Here's how each phase runs faster in our hands.
Sellers with multiple offers choose the buyer who can close. A 14-day timeline signals that your file is clean, your lender is sharp, and the deal won't fall apart. That's worth more than a slightly higher offer with a 45-day close.
Speed is a two-way effort. Here's what buyers who close fast all have in common.
In a competitive Florida market, closing speed is a negotiating tool. Here's how buyers use it.
"We were told by two other lenders it would take at least 35 days. Jordan got us to closing in 12. The seller's agent actually called our realtor to say how impressed they were. That's never happened to us before."
"As a VA buyer I was nervous about the process. Jordan walked me through every step, answered texts same-day, and closed our loan in 11 days. My realtor said she's never seen it done that fast with a VA loan."
"Our realtor recommended 14 Days To Close because we were in a competitive offer situation. Knowing we could close fast made our offer stronger. We got the house and closed in 9 days."
"I'm self-employed, so I expected the process to be difficult. Jordan knew exactly what documentation I needed from day one. We closed in 13 days and I never had to follow up on anything."
FHA, VA, USDA, Conventional, Jumbo, DSCR: we handle all of them. Most lenders tell VA and FHA buyers to expect a longer process. We don't. We've closed VA loans in 11 days. FHA loans in under two weeks. The loan type doesn't determine the timeline. The process does.
To understand the full approval process behind a fast close, see our guide to the mortgage approval process. If you're ready to get started, getting pre-approved is the first step and the most important one.
Start with a pre-approval. We'll show you exactly where your file stands and how fast we can move it to the closing table.