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5 Tips for Planning Your Mortgage in the New Year

As the year comes to a close, it's a good time to start thinking about your mortgage goals for the new year. If you're looking for a mortgage lender that can help you close on your dream home in as little as 14 days, 14 Days To Close is here to help. Follow these five tips to set yourself up for a successful mortgage experience in the new year:



  1. Review your budget: Take a close look at your income, expenses, and savings to see where you stand financially. This will help you determine how much you can afford to put towards a mortgage.

  2. Check your credit score: A good credit score is essential for getting a good mortgage rate. If your credit score isn't where you'd like it to be, work on improving it by paying your bills on time, reducing your debt, and correcting any errors on your credit report.

  3. Get pre-approved: Pre-approval is an important step in the mortgage process. It gives you an idea of how much you can borrow and helps you narrow down your home search. At 14 Days To Close, we offer pre-approval in minutes to help you get a jumpstart on the process.

  4. Compare rates: Don't settle for the first mortgage offer you receive. At 14 Days To Close, we work with you to compare rates and fees from multiple lenders to find the best deal. Our team is committed to full transparency and will always make sure you get the best mortgage rates available.

  5. Consider your long-term goals: Think about your future plans and how a mortgage fits into them. Do you plan on staying in your home for a long time, or do you see yourself moving in a few years? This can help you decide on the right mortgage term for you. At 14 Days To Close, we offer a variety of mortgage terms to fit your needs and goals.

By following these tips and working with the team at 14 Days To Close, you can confidently navigate the mortgage process and achieve your homeownership goals.


Want to learn more? Call, chat, or email us today! Our mortgage experts are always available to help answer your questions and guide you home.

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