We Funded $9 Million in Home Loans in October

Buying a home right now can feel like trying to hit a moving target. Rates shift. Inventory changes. And traditional lenders still act like it’s 1998 with their banker’s-hours schedules. But even with all that, October was one of our strongest months ever at 14 Days To Close, with $9 million funded in home loans nationwide.

That growth didn’t happen by accident. It came from real buyers looking for speed, transparency, and less nonsense in the mortgage process. When people want answers at 10 pm on a Tuesday or need to lock a rate before another jump, they don’t want to wait until Monday morning. They want action.

Why Buyers Are Moving Faster Than Ever

October showed us something loud and clear. Buyers aren’t slowing down. They’re just tired of slow lenders. They want to know their numbers, understand their options, and move confidently without feeling lost in the process. And that’s exactly what pushed so many people to work with us this past month.

At 14 Days To Close, people can apply whenever it works for them. Nights. Weekends. Lunch breaks. Midnight “are we actually ready to buy?” conversations. Whatever the moment, our secure portal lets you get prequalified on your own time at 14DaysToClose.com/prequal.

The Programs That Drove Our October Surge

A big part of the $9M came from buyers using programs that match their unique situations. Some were first-timers trying to figure out their path to homeownership. Others were VA borrowers finally using the benefit they earned. We saw it all:

• FHA loans helping buyers get in with low money down

• VA loans offering no-down-payment options for eligible military and veterans

• USDA loans making rural homes more accessible

• Conventional loans for buyers ready to shop competitively

  
  

Each loan type came with different challenges, but the theme stayed the same: buyers needed a lender who explained the numbers clearly and kept things moving.

Don’t Assume You Don’t Have Enough To Buy

Most people underestimate what they can actually qualify for. They picture huge down payments, perfect savings, and years of preparation. But last month told a very different story. Real buyers with real budgets closed with us, and the range was way wider than most people think.

In October, the lowest amount of verified liquid funds a client had before closing was $6,925. The highest was $2,510,956. And both of those buyers ended up in a home.

That’s the whole point. You don’t need to guess whether you have “enough.” You just need someone who can walk through your numbers, show you the loan options that fit, and give you a clear path forward instead of a wild guess.

A Faster, More Transparent Experience Wins

The reason October was so big isn’t complicated. People are tired of hidden fees, vague answers, and the old-school “we’ll get back to you next week” approach. The modern buyer wants clarity upfront. They want calculations that make sense. And they want a lender who treats their timeline like it actually matters.

That’s why our clients describe us as responsive, quick, and surprisingly simple to work with.

We’re Not Slowing Down

If October taught us anything, it’s that the market isn’t dead. It’s just evolving. Buyers are smarter. Sellers are adapting. And lenders who don’t innovate are getting left behind.

We’ll keep improving our systems, speeding up approvals, and offering around-the-clock support so more people can stop renting, stop waiting, and finally get a home they love.