1,400+ five-star reviews. $93M funded in 2025. Closings in as few as 5 days. Jordan Vreeland and the 14 Days To Close team have built their reputation on results Tampa buyers can verify, not promises they can't.
Three Best Rated independently ranked 14 Days To Close as the top mortgage company in Tampa for 2025 and 2026. The selection is based on a verified review of reputation, history, satisfaction, and trust. Not a paid listing. A ranking earned from thousands of documented buyer outcomes.
Most buyers pick a lender based on who their agent recommended or whoever came up first on Google. Here's a more useful framework for making that decision.
Every licensed Florida mortgage broker has an NMLS number. Check it at nmls.consumeraccess.org before you hand over a single document. If a broker can't produce their number on request, that tells you what you need to know.
Look at total review count, recency, and whether the responses feel genuine. A broker with 1,400+ Google reviews has closed a lot of files. A broker with a polished website and 15 reviews has invested in marketing. Those are two different things.
Ask for their fastest close on record and what they target on a typical file. These are different questions. A broker who closed one deal in 8 days and averages 40 isn't the same as one who consistently targets 14. Ask for both numbers.
You want access to FHA, VA, USDA, Conventional, Jumbo, and DSCR under one roof. A broker with only one or two programs in their toolkit will fit your file to what they have, not what actually fits your situation.
Mortgage deals don't wait for Monday. If your broker doesn't answer on Saturday when the seller needs a decision by Sunday, that gap will show up at the worst possible time. Ask directly: nights and weekends, yes or no?
Tampa has active down payment assistance programs, some fully forgivable, that most buyers don't hear about until after they've already closed. A broker with genuine local knowledge brings these to the table before you start shopping, not after.
If your questions get routed through a support line or answered by a different person each time, that's a preview of what closing will feel like. You should be talking to the person working your file, start to finish.
Tampa has no shortage of mortgage options. Banks, credit unions, online lenders, and other brokers all compete for the same buyers. The question isn't whether you can find a lender. It's whether your lender can actually deliver when it matters.
Jordan Vreeland is the founder of 14 Days To Close and a Scotsman Guide-ranked originator based at 450 Knights Run Ave in Tampa. In 2025, the team funded $93 million in loans. That volume is proof of a process that works consistently, not just occasionally.
The 1,400+ five-star Google reviews aren't a marketing number. They're documented outcomes from real Tampa Bay buyers who closed on time, with clear communication, and without the drama that most borrowers expect from the process.
The team is available nights, weekends, and holidays. That's not incidental. Mortgage processes don't respect business hours, and the deals that fall apart usually do it on a Saturday when no one answers. That's not a problem you'll have here.
14 Days To Close serves all of Tampa Bay including St. Petersburg, Clearwater, Brandon, Riverview, and Wesley Chapel. They also serve all of Florida and clients nationwide, New York excluded.
These three categories operate differently. The differences aren't just about rate. They affect how fast you close, who you talk to, and whether your file gets done right the first time.
| What You're Comparing | Big Bank | Mortgage Broker | Online Lender |
|---|---|---|---|
| Loan program options | Own products only | FHA, VA, USDA, Conventional, Jumbo, DSCR, and more | Limited to their platform menu |
| Typical closing time | 30 to 45 days | Fastest documented: 5 days. | 30 to 50+ days, often variable |
| Who you communicate with | Call center rotation | Your loan officer, directly | Chat support and ticketing |
| Weekend availability | Business hours only | 24/7 including nights, weekends, and holidays | Portal access only |
| Local Tampa DPA knowledge | Rarely available | Dare to Own the Dream, East Tampa CRA, Hometown Heroes | None |
| DU Approval before contract | Rarely offered | Standard for qualifying buyers | Rarely offered |
Jordan Vreeland is the founder of 14 Days To Close and a Scotsman Guide-ranked mortgage originator based in Tampa, Florida. His individual NMLS number is #795404. The company he built holds Florida broker authority under NMLS #1429533 and operates powered by PRMG, Paramount Residential Mortgage Group, one of the largest privately held mortgage banks in the country.
In 2025, Jordan's team funded $93 million in loans. The fastest documented close on record is 5 days. That's not an outlier. It's what happens when a process is built around the buyer's timeline rather than the lender's internal queue.
Jordan runs Desktop Underwriter (DU) Approval upfront for qualifying buyers. Before a buyer makes an offer, their file has already been through Fannie Mae's automated underwriting engine. In a market where sellers are comparing offers side by side, that distinction matters.
He's available nights, weekends, and holidays. That's how he operates. It's also why buyers who've worked with other lenders consistently say the experience is different. For a deeper look at what the team has built, visit the Why 14 Days To Close page.
Tampa's resale market is competitive. Sellers reviewing multiple offers don't just compare price. They compare certainty. A buyer coming in with a strong price but a lender who takes 45 days and has a history of last-minute delays is a risk. A buyer who arrives with DU Approval already in hand and a lender with a documented 5-day close on record is a different kind of offer entirely.
The industry average closing time is 30 to 45 days. That means a seller who accepts your offer is sitting off market for over a month, hoping nothing breaks down on your end. That's a lot of goodwill to ask for. It's also a window during which deals fall apart: rates shift, buyers get cold feet, and lenders who can't communicate on weekends create delays that compound.
The 14 Days To Close process is built to shorten that window. Fast appraisal coordination, a team that stays in contact, and a loan officer who doesn't wait to be followed up with. When buyers come in with clean files and stay engaged, the process moves the way it should. We've closed loans in as few as 5 days. That's what's possible when the process is built around your timeline.
If you've been working with a lender that keeps pushing your closing date, see what our documented closes actually look like. Real addresses, real timelines.
Banks and brokers are different. Here's how the two compare on the things that actually affect your buying experience.
| What You're Comparing | Big Banks | 14 Days To Close |
|---|---|---|
| Average closing time | 30 to 45 days | Closed as fast as 5 days. |
| Availability | Business hours, Monday–Friday | 24/7 including nights, weekends, holidays |
| DU Approval upfront | Rarely offered before contract | Standard part of the pre-approval process |
| DPA program knowledge | Limited to their own products | Dare to Own the Dream, East Tampa CRA, Hometown Heroes |
| Communication | Call center rotation | Direct access to your loan officer |
| Loan product range | Own products only | FHA, VA, USDA, Conventional, Jumbo, DSCR, and more |
| Verified reviews | Fragmented across branches | 1,400+ Google reviews under one profile |
Start your application today and get a pre-approval response that's actually meaningful to sellers.
These programs are active right now. Most buyers hear about them after they've already closed. Don't be that buyer.
"Be ready to close in 14 days. They'll keep you on track and make sure, from set up to tours, to get it done. I personally have never received this type of service... They live by their name! Great team!!"
"Jordan and the team helped us every step of the way. There were no crazy surprises in the process, very open, honest and available for every question I had. We have been in our home now for over half a year and are more than satisfied."
"If you want someone who picks up the phone, explains what's happening, and actually closes on time, this is your team. I've bought homes before. This experience was different."
All reviews on Google. 1,400+ total. Read all reviews
14 Days To Close, founded by Jordan Vreeland (NMLS #795404), is one of Tampa's top-rated mortgage brokers with over 1,400 five-star Google reviews. The company is powered by PRMG and holds Florida broker authority under NMLS #1429533. Jordan is a Scotsman Guide-ranked originator who led his team to fund $93 million in loans in 2025, with a fastest documented close of 5 days.
The best Tampa mortgage brokers combine fast closings, deep local market knowledge, and access to a wide loan program menu. The criteria that matter most: verified reviews on Google (not just the broker's website), NMLS licensing you can confirm, a documented closing timeline rather than a claimed one, 24/7 availability, and real familiarity with Tampa-specific down payment assistance programs like Dare to Own the Dream, East Tampa CRA, and Hometown Heroes.
Start by verifying their NMLS license at nmls.consumeraccess.org. Then check Google reviews for volume and recency. Ask what their documented fastest close was and what they target on a typical file. Confirm they offer the loan type you need: FHA, VA, USDA, Conventional, Jumbo, or DSCR. And ask whether they run DU Approval upfront before contract. That one question will tell you a lot about how seriously they approach the pre-approval process.
Yes. 14 Days To Close is licensed in Florida under NMLS #1429533. Jordan Vreeland, founder and lead loan officer, holds individual NMLS #795404. The company operates powered by PRMG and serves buyers in Tampa, across Florida, and nationwide. To start your file, begin your pre-approval here or schedule a call with the team.
Individual results may vary. Closing timelines depend on factors including appraisal, title, inspection, and borrower circumstances. 14 Days To Close does not guarantee a specific closing date.
Start your pre-approval today. We'll tell you exactly what you qualify for, which DPA programs you're eligible for, and how fast we can close your loan.