Jordan Vreeland
Licensed Mortgage Broker · NMLS #795404
Riverview is one of the fastest-growing communities in Hillsborough County. Jordan Vreeland and the 14 Days To Close team know this market: the neighborhoods, the builders, and the DPA programs that apply here.
The Market
Riverview has grown faster than almost any community in Hillsborough County over the last decade. Subdivisions like Summerfield, FishHawk Ranch, South Fork, Triple Creek, and Boyette Farms have drawn thousands of buyers who want more space, newer construction, and lower price points than South Tampa or the city core, while staying 20 minutes from downtown.
That growth has created a specific financing challenge: a lot of Riverview buyers are dealing with builder deadlines. New construction contracts typically require closing in 21 to 30 days. The industry average for mortgage closings is 30 to 45 days. Those two timelines don't fit together. The result is buyers scrambling at the end, or losing their rate lock and having to re-lock at a worse rate.
14 Days To Close was built around a process that beats builder deadlines. Jordan's team has closed Riverview new construction loans well inside the builder's required window, consistently. That's not a claim. It's a documented track record across hundreds of closings.
Riverview also draws MacDill Air Force Base families. MacDill is in South Tampa, roughly 25 minutes from most Riverview neighborhoods, making it a common commute. VA loans are one of the strongest financing products available, and Jordan's team processes them regularly for active-duty military and veterans in this area.
First-time buyers in Riverview should also know that Hillsborough County's DPA programs apply here, not just within Tampa city limits. Dare to Own the Dream has geographic requirements, but Hometown Heroes is a statewide program that covers all Riverview buyers who qualify as essential workers.
New Construction
New construction financing has specific requirements that trip up buyers who are used to resale. Here's what you need to know before signing a builder contract.
Most Riverview builders have a preferred lender who offers closing cost incentives. You're not required to use them, and sometimes you shouldn't. Getting a second opinion before committing to a builder's in-house lender is worth the call.
New construction timelines can slip. If your build takes longer than expected, your rate lock expires and you re-lock at whatever the market is doing. Jordan's team tracks build timelines closely and advises on lock strategy from day one.
Running DU before you go under contract on a new build means your financing is ready when the builder is. No scrambling at the end. No surprises on income documentation. The file is underwritten before the closing deadline pressure starts.
Get a DU Approval before you sign the builder contract. It takes less time than you think and protects your deposit from financing contingency issues.
Loan Options
Riverview buyers range from first-time buyers using FHA to veterans on VA loans to move-up buyers going conventional. Here's what each product is built for.
The primary loan product for Riverview's move-up and new construction market. Down payments from 3% with strong credit. PMI drops off automatically once you hit 20% equity, unlike FHA's lifetime MIP on low-down loans.
3.5% down with credit scores from 580. The right product for first-time buyers in Summerfield or South Fork who want to get in now and build equity. See FHA loan details for Hillsborough County.
Zero down, no PMI, competitive rates for veterans and active-duty military. MacDill AFB families in Riverview use this product regularly. One of the strongest financing tools in the market when you qualify.
Zero-down financing in USDA-eligible areas. Some outer edges of Hillsborough County near Riverview still qualify. We check your target address on the first call. Eligibility maps change periodically.
For higher-value properties in FishHawk Ranch and other premium Riverview communities that exceed the conforming loan limit. Flexible terms for buyers with strong financials.
Riverview's growth has made it attractive for rental investors. DSCR loans qualify on property rental income, not personal income. No tax returns required.
Down Payment Help
Riverview falls within Hillsborough County, which means several DPA programs are in play. Here's what's currently available.
Service Area
The 14 Days To Close team serves all of Hillsborough County and surrounding communities. If you're buying near Riverview, we know the market.
Real Clients
"Be ready to close in 14 days. They'll keep you on track and make sure, from set up to tours, to get it done. I personally have never received this type of service... They live by their name! Great team!!"
"Jordan and the team helped us every step of the way. There were no crazy surprises in the process, very open, honest and available for every question I had. We have been in our home now for over half a year and are more than satisfied."
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Individual results may vary. Closing timelines depend on factors including appraisal, title, inspection, and borrower circumstances. 14 Days To Close does not guarantee a specific closing date.
Get pre-approved before you talk to builders. You'll know exactly what you qualify for, which DPA programs apply, and you'll come in with financing that builders and sellers take seriously.