A 580 or 600 score doesn't close the door on homeownership. Here's what it actually takes to get approved and what each path costs you.
Credit score minimums are real, but they're not the only thing lenders look at. These guides cover what's actually available at 540, 580, and 600 so you can make a plan instead of guessing.
600 isn't the floor for every loan type. Here's what's actually available and what you'll pay compared to a higher score.
Read the guideBad credit doesn't automatically mean no mortgage. It means knowing which loan programs still work for you and what you'll need to show.
Read the guide540 is below most published minimums. Paths forward do exist. Here's what they look like and what they'll cost you to take.
Read the guideFlorida lenders vary on how they handle a 600 score. Here's what the approval process looks like when your credit isn't perfect.
Read the guideConventional loans have stricter credit requirements than FHA. Here's where the cutoffs are and how your rate changes at each score tier.
Read the guideWe work with buyers at 580 and above. Let's look at what your file actually qualifies for today.
