You don't have a W-2. That doesn't mean you can't get a mortgage. It means you need the right loan and a broker who knows how to document your income.
Freelancers, contractors, and business owners qualify for mortgages every day. The process just works differently when your income doesn't come from a single employer. These guides cover what actually matters.
1099 income isn't a problem. It's a documentation challenge. Here's how independent contractors get approved and what lenders are actually looking at.
Read the guideTwo years of self-employment doesn't automatically qualify you. But one year might. Here's how approval actually works when you work for yourself.
Read the guideBank statement loans let you qualify on deposits, not tax returns. If you write off a lot, this loan type could change what you qualify for entirely.
Read the guideMost self-employed buyers assume they don't qualify. They're usually wrong. These alternative income loan programs exist specifically for borrowers like you.
Read the guideThe approval process has specific pressure points for self-employed borrowers. Knowing them before you apply saves you from unnecessary denials.
Read the guideJordan works with 1099 borrowers, freelancers, and business owners regularly. Talk to us before you assume you don't qualify.
